Credible Rating Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology. 9.95% – 35.99% APR $2,000 […]
B-333595 October 6, 2021 The Honorable Patty MurrayChairThe Honorable Richard BurrRanking MemberCommittee on Health, Education, Work and PensionsUnited States Senate The Honorable Robert C. “Bobby” ScottPresidentThe Honorable Virginie FoxxRanking MemberEducation and Labor CommissionHouse of Representatives Topic: Ministry of Education: full and permanent discharge of loans under Title IV of the Law on Higher Education In […]
The Senate Banking, Housing and Urban Affairs Committee proposed this interest rate cap in a hearing and expressed the intent behind the idea. This bill aims to help American consumers avoid paying excessive and unreasonable amounts on small loans. What would this interest rate cap look like? Would this law reduce the debt of poor […]
USDA Secretary Tom Vilsack announced Thursday morning that his department would provide $ 67 million in loans to farmers struggling with the property issues of their heirs. Property operators of the heirs are farmers who have a family tie to their land but not legally. For example, if a landowner died without a will, that […]
Find out the meaning of a car title loan will be, and also how the process functions. Car title loans are a type of short-term loan in which the borrower is able to use the title of his vehicle or truck, motorcycle tractor-trailer, or another automobile as collateral. In simple terms, a car title loan is […]
Governor JB Pritzker signed the Illinois Predatory Lending Prevention Act late last month, which caps annual interest rates on short-term loans at 36%. The law, which took effect immediately, has an impact on payday loans – typically a two-week loan in which the money is taken from the borrower’s next paycheck. It also has an […]
How do title claims arise? There are different types of title claims. Here’s a look at the most common issues you might face. Mortgage privileges One of the most common types of title claims is mortgage lien. Previous homeowners may not have paid their property taxes, mortgage, or HOA fees. Easements can also lead to […]
LOS ANGELES, December 23, 2020 / PRNewswire / – When an emergency arises and you need cash quickly, using a vehicle as collateral for a loan can be a good solution. But if you are considering a title loan or a registration loan, it is essential to understand what defines these very different types of […]
How to protect yourself against title fraud Fortunately, there are many ways to protect yourself against title fraud. Remember that thieves are looking for easy targets. If you are vigilant, thieves will either avoid you or get caught in the act. The first step in protecting yourself is to be aware. Continue to educate yourself […]
Securities lending has become very popular in the South in recent years. However, many people are unaware of the difference and legality behind title loans and title pawns. Some of you reading this may not have known they were different until this second – and that’s okay! We will tell you everything. The difference between […]