Ipass Loans is a website dedicated to reducing the time and frustration of getting a short term loan, even if the borrower has bad credit references. The website contains links to a range of lenders who work with borrowers who may have difficulty securing a traditional loan. Ipass Loans is pleased to announce that its […]
Tag: title loans
Interest rate ceilings on securities lending are coming soon ► FINCHANNEL
The Senate Banking, Housing and Urban Affairs Committee proposed this interest rate cap in a hearing and expressed the intent behind the idea. This bill aims to help American consumers avoid paying excessive and unreasonable amounts on small loans. What would this interest rate cap look like? Would this law reduce the debt of poor […]
What you need to know about Car Title Loans and How it Works
Find out the meaning of a car title loan will be, and also how the process functions. Car title loans are a type of short-term loan in which the borrower is able to use the title of his vehicle or truck, motorcycle tractor-trailer, or another automobile as collateral. In simple terms, a car title loan is […]
How to find the best title loans online
Sometimes life circumstances force you to assess your financial situation and you may decide to take out a title loan to cover an unexpected expense. Although this type of loan comes with high interest rates and often requires you to comply in the short term, some people choose them because they do not take into […]
The Advantages and Disadvantages of Securities Lending Versus Registration Lending
LOS ANGELES, December 23, 2020 / PRNewswire / – When an emergency arises and you need cash quickly, using a vehicle as collateral for a loan can be a good solution. But if you are considering a title loan or a registration loan, it is essential to understand what defines these very different types of […]
Are securities pawns and securities lending legal in Georgia?
Securities lending has become very popular in the South in recent years. However, many people are unaware of the difference and legality behind title loans and title pawns. Some of you reading this may not have known they were different until this second – and that’s okay! We will tell you everything. The difference between […]
Are title pawns and title loans legal in Georgia?
New usury laws to make title pawns safer for you I hope we haven’t just pushed you away from getting a title pawn. Why? Because Georgia has adopted some new usury laws to make acquiring one much safer for you. Let’s take a look at the details. As we mentioned at the start, title pawns […]
Auto title loans: risks and alternatives
Car title loans give you quick cash – often between $ 100 and $ 10,000 – in exchange for your vehicle’s title as collateral. This is a type of secured, property-backed loan that the lender can take if you don’t pay. These loans are expensive, with high fees and annual percentage rates often exceeding 260%. […]
How Do Car Title Loans Work?
All loans carry risk if they are not repaid on time. One particularly troubling consequence of a car title loan, however, is if you default on your payment obligations: the lender can take your vehicle. Before you consider getting a title loan, think about the potential potholes you will encounter if you use your vehicle […]
How to choose a lender for car title loans
Are you looking for any type of loan or financing? You need to find the right lender in order to enjoy peace of mind and reassurance. You will find many different loan products and lenders these days. However, your situation will determine the types of loans you are eligible for, such as car title loans. […]
Why are title loans better financial options than traditional loans?
Whenever you have financial needs, you start tapping into the best financial solutions. The two main options you can make the most of are quick title loans or traditional car loans. It’s time to find out why people only opt for the first option. Traditional Car Loan Vs. Modern Car Title Loan You should clarify […]
Why Car Title Loans Have Become A Popular Choice
In recent years, people have been able to turn to all kinds of solutions for their financial needs. Those looking to borrow money will find many options, but not all options are necessarily available to individuals. This is because various factors are taken into consideration when it comes to loans, such as your credit score, […]
Max Cash ™ Title Loans Analyzes the Challenges of the COVID-19 Effect on the Securities Lending Industry
TEMPE, Arizona., April 28, 2020 / PRNewswire / – Title Deed Lenders United States are currently suffering a decline of 69% and up to 90% in other parts of the country. Pawn shops are experiencing unprecedented growth as Americans attempt to sell property for cash. Due to this car title loan, lenders have adapted to […]
What you need to know about payday loans and auto title loans
If the coronavirus pandemic is causing you financial stress, you are not alone. Millions of Americans have lost all or part of their income because they cannot work. Government economic impact payments can help, but some people may look for other ways to borrow money for a short period of time. They may consider options […]
Max Cash™ Securities Lending Work From Home Program Sees Dramatic Increase Due to COVID-19
TEMPE, Arizona., April 14, 2020 /PRNewswire/ — The Max Cash™ Work-from-Home Affiliate Program has seen an increase of more than 400% in the past month for individuals the opportunity to earn additional income remotely, giving them the ability to maintaining financial stability while remaining in quarantine. Thousands of employees who previously worked from home now […]
Important Things to Know About San Francisco Car Title Loans
San Francisco is known for being a culturally rich and progressive city that has been highly acclaimed as one of the best financial centers in the United States today. Even though San Francisco is a beautiful city that boasts of fun and exhilarating destinations, it could be quite a stressful and demanding place for people […]
Car title loans face interest rate caps in Georgia Senate bill
ATLANTA — The practice of pawning your car title to make ends meet could get a little more restrictive in Georgia under a bill that has bipartisan support. Using a vehicle as collateral, auto-title loans provide small amounts of money quickly to cash-strapped borrowers, without the need for a credit check. The loans, which can […]
Georgia senator seeks to cap interest rates on car title loans
A proposed bill in the Georgia Senate would cap the interest rate on car title loans and limit the amount lenders could collect in the event of default. Senate Bill 329 was introduced in late January by state senators Randy Robertson, Chuck Hufstetler, Zahra Karinshak, Ed Harbison and Sheikh Rahman. The bill is bipartisan as […]
Payday loans and car titles need reform
By Rabbi Gary S. CreditorWhen my wife and I applied for our first credit card, I eagerly waited for it to arrive. When we applied for our first car loan, I had no doubts that we would be approved. When we applied for our mortgage, I was also certain, but amazed at the amount of […]
Ballot initiative to ban securities lending runs out of money
Supporters of a bid to ask voters to ban securities lending have quit amid the inability to raise the funds they need to get it – and keep it – in November’s ballot. Rodd McLeod, campaign consultant for Arizonans for Fair Lending, said the federal courts’ refusal to strike down a petition signing law has […]
Arizona car title loans must be capped to save the poor
In this season, Christians observe Advent – awaiting the arrival of the One we believe has come to redeem the earth. It’s a moment of joy, yes. But it is also a time of reflection on the evils of the world. We walk in the darkness of injustice, war, poverty and greed. As pastors, we […]
Auto-lenders replaced high-interest loans in Arizona
High-interest lenders have circumvented an Arizona ban on payday loans by migrating to self-title loans, including those where borrowers don’t own their vehicles, a study critical of the practice has found. . More than a third of the companies now offering high-cost vehicle loans here were licensed as payday lenders more than a decade ago […]
Arizona Fair Lending Act would ban high-interest car title lending
Signature collectors are beginning to roll out across Arizona in an effort to curb a type of high-interest lending in the state. About 20 community groups on Tuesday launched a campaign to slam a measure that would cut auto-title loans that carry high interest rates and, critics say, trap borrowers in a cycle of debt. […]
Program helps Maricopa County residents repay auto-title loans
When Rakesha Hill’s car broke down, she didn’t have $700 to pay a mechanic. The mother of three from Mesa earns a modest salary working for a charity that helps homeless families. So, in a pinch, Hill took out a car title loan. “It was the only option I had at the time,” she said. […]
The Dangerous Truth About Bad Credit Auto Title Loans
If you have a free and clear car, but need cash fast, you might find yourself turning to a title loan. It could be the first step down a slippery slope – one you should avoid. Here we discuss how dangerous these loans are and why. How Securities Lending Works Auto title loans are a […]
Car title loans trap low-income families in debt
In December 2014, Paul Gillespie’s wife died of a heart attack. He buried her on a Tuesday. On Saturday, tougher news came: Her landlord called and said she was selling the building, and he and his two teenage daughters had to find a new place to live. Gillespie has moved. But the bad times follow: […]
FHA Title 1 Loans – What You Need to Know
FHA Title 1 loans are a little-known financing tool for home improvements and repairs. The FHA is well known for helping beginners buy a houseand Title 1 loans are a way for homeowners to finance permanent improvements and renovations. Homebuyers can also piggyback a Title 1 loan on their purchase mortgage to repair a property […]
Could Car Title Loans Ruin Your Finances?
One in five people aged 45 to 64 with an income of less than $50,000 used a vehicle for a short-term loan. And about a third of people age 65 and older have received car title loans. “The reason almost everyone gets these loans is normally to pay an immediate expense,” like a gas or […]